Your Dream Home, Simplified with Relix Bank Home Loans
Unlock the door to homeownership with Relix Bank's complete mortgage solutions designed for today's digital-savvy buyers. Whether you're a first-time homebuyer, upgrading to your forever home, or investing in property, we offer competitive rates starting at just 6.25% APR* with loan amounts up to $2.5 million.
Why Choose Relix for Your Mortgage Needs?
• AI-Powered Approval: Get pre-approved in as little as 15 minutes through our mobile app
• Rate Match Guarantee: We'll beat any competitor's rate by 0.25%
• Flexible Down Payments: Options from 3% (conventional) to 0% (VA/USDA loans)
• Transparent Process: No hidden fees with our All-In-One closing cost calculator
Comprehensive Loan Options:
• Purchase Loans: Fixed (15-30 year terms) and adjustable rate mortgages (5/1, 7/1 ARMs)
• Refinancing: Lower your rate, change loan terms, or access home equity with cash-out refinancing
• Construction Loans: One-time-close solutions for building your custom home
• Jumbo Loans: Financing for high-value properties up to $3 million
Smart Financial Benefits:
• Tax Advantages: Mortgage interest deductions (up to $750,000 loan balance)
• Relationship Discounts: 0.125% rate reduction for existing Relix customers
• Biweekly Payments: Pay off your loan faster and save on interest
• Digital Tools: Real-time payment tracking and equity monitoring
Our mortgage specialists guide you through every step - from application to closing and beyond. With 24/7 online account access and award-winning customer service, Relix makes home financing simple, secure, and surprisingly stress-free.
*Rate shown for 30-year fixed conventional loan with 20% down payment and 740+ credit score. Actual terms may vary. All loans subject to credit approval.